1. For the past several years we have seen a big change in cyber-crime; although the .......... number of crimes has risen considerably substantially, that is not the complete story.

2. Just increasing the quantities of manpower and money that a company throws .......... this problem is no longer sufficient to keep pace with all the changes.

3. Cyber-criminals, along with the cyber-crimes that they .......... are constantly evolving, and our approaches and methods must also change in order to guard our company from this new wave.

4. Only a few years ago, cyber-criminals were primarily young male nerds doing it as an experiment or just for fun; they were not .......... profit from their efforts but just wanted to impress their girlfriends or peers.

5. They were not trying to cause major disruptions or steal money; changing the company website logo was acceptable, but crashing the entire system and then .......... money to restore it was unthinkable.

6. In those days, hackers were just earning bragging rights and boosting their egos; the activity was only a .......... or two up the intellectual ladder from train-spotting.

7. Nowadays, the hackers' primary targets are e-commerce websites and their customer databases, and their operations are so .......... that stolen data is misused within seconds of its being entered by the unwitting victims.

8. Today, e-commerce's main growth area is in replacing traditional telephone-based or over-the-counter transactions with web-based applications, and of course hackers have .......... onto this.

9. Now at the disposal of cyber-criminals are all the resources of organised crime, which knows that police forces globally are .......... under-resourced for attacking internet fraud.

10. Efforts need to be focused on the building of secure applications that cannot be .......... .