1. A borrower is usually required to pay fees to change from a convertible .......... mortgage to a fixed-rate loan, and the conversion can only happen during a specific period of time; it is common to find that this fixed rate is slightly higher than standard fixed rates.

2. A book-.......... security is one that is not available to purchasers in physical form; such a security may be held either as a computer listing on the records of a central holder (as is the case with certain U.S. Government securities) or in the form of a single, global certificate.

3. The .......... has helped millions of Americans secure their dream of homeownership since 1934; it provides mortgage insurance on loans made by approved lenders throughout the United States and its territories and is the largest government-backed mortgage insurer.

4. Subject to subsection (2), the duty and authority of the drawee institution to pay a cheque are terminated by (a) .......... of payment, (b) notice of the drawer's mental incapacity to incur liability on a cheque, or (c) notice of the drawer's death.

5. According to ERISA, regulatory and case law requires that retirement plan sponsors and their advisors act for the exclusive benefit of participants and with the skill, care and diligence of a prudent ..........

6. Latin American markets financing on international capital markets boomed in the first quarter of 2000, despite increasing volatility in industrial financial markets; net financing .......... picked up in the first Quarter of 2000, boosted by improved credit quality, a record of new debt issuance and low amortization payments due.

7. If you are considered to be .......... participant in a company plan, and your income is above certain limits, then you cannot take a tax deduction for your traditional IRA contribution.

8. Your company's stock can list on The NASDAQ Stock Market in addition to being traded on your current exchange; NASDAQ launched the highly successful .......... listing program in 2004 to offer companies an opportunity to experience its superior market performance firsthand without disruption.

9. In his May 2006 speech, David Walton of the Monetary Policy Committee of the Bank of England commented that "the .......... of risks has shifted a little too much to the upside on inflation for comfort, and that, I believe, justifies a small tightening in monetary policy".

10. .......... Personal Financial Planning Specialists are provided credentials through the Certified Financial Planner Board of Standards; after the examination, the CPA may offer services in personal financial planning, assessing the financial condition of clients and making sure they are utilizing available resources to the best advantage.