1. If the silver market longs get back in and buy the heck out of the markets to teach the big sellers a lesson, restoring trading to above the 2-year trend line, a failed 'bear .......... ' will have occurred; but if the cheap raid ends up paying off for the big sellers, it could send silver down a series of stale long sell stops and shake up the market's complacency.

2. 1040 .......... is the simplest version of Form 1040, U.S. Individual Income Tax Return, used by taxpayers with no deductions, no adjustments, income of only wages, interest, or unemployment compensation, and no dependents.

3. The .......... Board Options Exchange (CBOE) was founded in 1973 as the first U.S. options exchange and trading begins on standardized, listed options; April 26, the first day of trading, saw 911 contracts traded on 16 underlying stocks.

4. .......... rate mortgages could be the perfect deal if you're unsure which way interest rates are going; they also help if you're planning ahead or working to a budget — you know exactly what your monthly repayments will be, perfect for the control freak in you.

5. A .......... stock company is a company (usually unincorporated) which has the capital of its members pooled in a common fund; transferable shares represent ownership interest and shareholders are legally liable for all debts of the company.

6. Amid other international efforts to help Sierra Leone recover from a decade-long civil war, the .......... Club of official bilateral creditor nations agreed in October to cancel about $72 mn of the West African country's foreign debt, estimated in 1999 at around $888 mn.

7. A .......... Premium Deferred Annuity (SPDA), a retirement planning product, is an interest-earning annuity contract between you and an insurance company; in return for an initial investment, the company promises to pay you the investment plus accrued interest on the maturity date of the annuity.

8. Unless you give your broker specific instructions to the contrary, orders to buy or sell a stock are ' .......... orders' — those that have been placed but not executed during regular trading hours will not automatically carry over into after-hours trading or the next regular trading day.

9. A company's first annual .......... must be within 18 months of incorporation, and the one after that must be within 15 months of the previous one.

10. Nothing is more worrisome than dealing with .......... taxes; in such a situation, you need tax debt relief through IRS tax debt settlement help.