1. I want a(n) .......... . This product is poorly made, and I'm not satisfied. I'd like my money back, please.

2. My husband and I created a .......... last month so that we can limit our spending and save some money for a down payment on a house.

3. I .......... a lot of money on organic food, but I think it's worth it. I want my family to eat healthy.

4. I just bought my husband a black Italian leather .......... for Christmas. His old one looked like a truck ran over it, and all of his credit cards kept falling out.

5. There's a 50% .......... on all handbags today. We've lowered the prices to get rid of our old stock and bring in the new season's bags.

6. I'd like to buy these boots on .......... please. Do you take American Express?

7. Some car dealerships have good .......... options, where you pay monthly installments to the dealership while they loan you the vehicle for a two-, three- or four-year period. When the term is up, you simply give the car back to the dealership.

8. If you don't pay your credit card bill off every month, you'll have to pay .......... on the outstanding balance.

9. The .......... charges on department store credit cards are usually quite high. I've heard of some rates going as high as 29%.

10. I really want this jacket, but I'm going to wait until it's on .......... . If I wait until the end of the season, they'll bring down the price.